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3 Reasons to Finance Your 2025 Kia at Your Kia Dealership

An image of a couple getting the key to their new vehicle after completing the dealership financing process. They are both smiling and happy to be driving their new car home.

Financing enables you to drive the vehicle you want now without the need to save the full sticker price. You could choose a bank or credit union for your financing needs, but as your Kia dealership, we want to give you some of the many reasons why our financing options are the best choice for your pocketbook and your lifestyle. Check out three reasons to choose the financing options available at your local Kia dealership.

You Have More Choices

If you go to a bank or credit union for financing, you're limited to the terms and conditions they offer. Once they've received your credit application, they assess it and offer your terms based on their loan criteria. It's rare to be able to negotiate interest rates, loan duration, or monthly repayments. If you don't like the offer, you must start the process again at a different institution.

When you complete our online application, we'll contact you to confirm your details and make the application for you. Our finance department can access a pool of local Illinois banks and other lending institutions that effectively compete against each other to offer you a loan. These institutions are also prepared to negotiate loan terms, allowing you to choose the best option.

You Save Time

Modern life means there's never enough time to achieve everything you need to do. Applying for bank or credit union financing means completing an application, visiting the institution to discuss your application, and then waiting for their response. If you're successful, you have to return to complete the application, and only then can you visit the dealership to start the process of buying your new vehicle.

When you apply for financing through us, we have a streamlined process that saves you time. You make your application online from the comfort of your home or office. We make the applications on your behalf, and the loan providers provide their offers by email. If you've already chosen the vehicle you want, you don't have to visit us, we'll deliver it to you. You complete the necessary paperwork when we arrive and receive the key fob.

You Get More

If you choose a bank or credit union, they can offer a loan and nothing more. We have a range of value-added services available that can reduce the price even further, extend your warranty protection, and more.

As a dealer, we can also offer discounts and other incentives from Kia that can make your finance deal even more appealing. In addition, we have a range of extended warranty options for you to choose from. These warranties help protect your Kia and reduce maintenance costs. They take effect when your original warranty expires, providing seamless coverage. If you'd like to know more about how we can help you secure the best deal, contact us today at Auffenberg Kia in Shiloh, IL.

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2027 Kia Seltos Features and Specs: What Drivers Need to Know

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Kia Oil Changes: Simple Service Protecting Some Very Precise Engineering

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