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Payment Calculator at Auffenberg Kia
Staying on budget for your new or pre-owned Kia vehicle doesn’t have to be a difficult task thanks to our car finance calculator. Whether you have your eyes on a reliable commuter like the Kia K5 for your Mascoutah commute or a used AWD SUV for your growing family, our dealership offers a wide range of vehicles for every driver and budget. We can also help answer financing and leasing questions about how car financing works and the difference between leasing and financing to help make your visit more efficient. Learn how to use our Kia car payment calculator below, and don’t hesitate to contact our finance team if you have any questions along the way.
How to Use Our Kia Car Loan Calculator
Our car payment payoff calculator is quick to use and provides Smithton shoppers with multiple options to customize their monthly car payments based on several factors, such as:
Vehicle Price: If you have a set vehicle price in your budget to stick to, enter that value there.
Interest Rate: This number varies depending on your credit history. You can get pre-approved for financing to see what rates you qualify for.
Loan Term: The loan term is how many months you’ll be paying back the loan.
Down Payment: This is the amount of cash you can put down on the vehicle right away. It will then be subtracted from the vehicle’s total, reducing your loan amount.
Trade-In Value: If you’re trading in your current vehicle, you can estimate your current vehicle’s worth. This amount will also be removed from your vehicle’s total.
Now that you have everything filled out, hit “calculate” to estimate your monthly car loan or lease payments. It’s that easy! You can continue customizing these categories until you reach the monthly payment that fits your budget.
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