Can You Take Over a Car Lease?

Finance Paperwork with Glasses


Leasing is one of the most popular options for Mascoutah-area drivers looking for a Kia. If you don’t want to commit to a full lease, you can actually take over another driver’s monthly payments – this is called a car lease takeover. It’s a perfectly viable option for many drivers who are looking for a temporary car, but there are some factors to keep in mind. The finance team at Auffenberg Kia has put together the following guide on how a lease takeover works, including a run-through of the process and the advantages and disadvantages.

What Is a Lease Takeover?

If you don’t already know the basics of leasing, it means you’re paying a monthly amount to drive a vehicle for a specified time (usually 12-36 months), rather than buying it completely. A normal lease and a car lease takeover tend to have restrictions of around 1,000 miles a month, though this isn’t set in stone. Particularly with lease takeovers, your mileage may depend on what the car’s previous driver has already put on the vehicle.

In general, if you execute a lease takeover, you take over the previous driver’s monthly payment amount. However, there can be modifications depending on the interest rates and how the vehicle is depreciating. When your taken-over lease ends, you can either return it to our dealership near Smithton or buy it outright!

Lease Takeover: Advantages and Disadvantages

As with anything, there are benefits and drawbacks to a car lease takeover depending on your situation. Here are a few pros and cons to be aware of:


  • No down payment
  • No new-car upfront depreciation
  • Likely still under warranty
  • Possible cash incentives from the original lease


  • Transfer fees
  • You inherit the monthly payment as it is, which might exceed your monthly budget
  • The vehicle may have wear and tear from the previous owner
  • Mileage restrictions
  • You may see additional fees at the end of the leasing term if the previous owner didn’t take good care of the vehicle

Explore Car Lease Takeover Deals with Auffenberg Kia!

If you’re ready to check out our car lease takeover deals, or just want more information about the leasing process, feel free to contact our office near Trenton anytime! If you’re interested in buying a Kia instead of leasing, check out our car buying tips – you can even apply for financing right from our website.

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